Frequently Asked Questions about Life Insurance

General Questions

• What is Life Insurance?
• Life Insurance - why do you need it?
• What do you need to know about Life Insurance?
• Does Life Insurance have to be associated with a mortgage?
• What is the difference between Life Assurance and Life Insurance?
• Is there any investment value in your policy?
• What personal details do you need to provide to get a quotation for Life Insurance?

Is it really Life Insurance you need?

• Should you consider Critical Illness Insurance instead?
• Should you consider Mortgage Life Insurance instead?

Aspects you have to make decisions about when buying Life Insurance

• How long should you insure for?
• Should you have a “Guaranteed” or a “Reviewable” policy?
• Should you include Terminal Illness Insurance?
• Should you include Critical Illness cover on your Life Insurance policy?
• What is the difference between Critical Illness Insurance and Terminal Illness Insurance?
• Should the cover be on Joint lives or Single lives?
• Can you have different levels of cover on a joint life policy?
• Should your policy be written “in Trust”?
• Which optional extras are important?

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This website endeavours to provide general information in relation to various financial products. We hope you find this information useful. In no circumstances should the information we provide be construed as Brokers Online providing you with specific advice in relation to your own circumstances or on the suitability for you personally, of any product or service referred to within this website.