Secured loans are ideal for debt consolidation and/or large loans. Includes the lowest secured loan rate available in the UK - exclusive to moneysupermarket.com users.
First application declined?
If your first loan application has been declined then you need to consider your options before applying again!
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Been turned down for credit? Give our financial helpdesk a call on . Lines arefrom 9am to 8pm Monday to Thursday, Friday 9am to 5.30pm and Saturday 10am to 2pm.
Homeowner Loans: The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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Loans Guide
Looking for a cheap loan? Find out if the cheapest loans are the best by reading our guide. If you're looking for a low cost loan, comparing the APR (loan interest rate) is a good place to start. Read our personal loan guide here to learn more about the loan application process.
Secured loans for homeowners are available for many different purposes including debt consolidation. The amount available usually ranges from £3,000 to £50,000 although some lenders will consider loans of up to £100,000. Read more of our secured (homeowner) loan guide.
If you've got existing credit and you're finding it hard to keep track of the repayments or you just want to reduce the amount you do pay each month then use our debt consolidation tool to see if you can benefit from one simple monthly repayment.
If you have a damaged or poor credit profile and are in need of advice, our Loans Centre staff may be able to help. Alternatively, you can access your credit report with credit reference agency Equifax.
Going to university can be an expensive business and looking after your finances is vital. Our guide to student banking and finance covers banking and budgeting and the different financial options available to you including student current accounts, student credit cards and student loans. We also touch on debt and ways to get help should you be experiencing financial difficulties.
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Overhauling your finances is thirsty work, so moneysupermarket.com has teamed up with Virgin Wines to offer all users registering for loan RATE Alert the opportunity to get £20 off a case of wine.
MISSING PAYMENTS WILL HAVE SEVERE CONSEQUENCES AND MAY MAKE OBTAINING CREDIT MORE DIFFICULT IN THE FUTURE.