Hot Topics

For how long will the policy continue to pay your mortgage?: The Mortgage Payment Protection Insurance will pay your mortgage for up to 12 months or up to when you return to work, whichever is the sooner.
Do you have to buy your Mortgage Payment Protection Insurance through your mortgage lender or mortgage broker?: No, you don’t have to buy through your mortgage lender or mortgage broker and it will almost certainly be cheaper here online.
Can you keep your Life policy on if you pay your mortgage off early?: As far as the insurance company is concerned, until your policy reaches the end of its term and you continue to pay the premiums, you remain insured.
Should you have a “Guaranteed” or a “Reviewable” policy?: A Guaranteed policy is usually better value overall but a Reviewable policy will be cheaper at the outset.
Should I include Terminal Illness Insurance?: Terminal Illness Insurance is generally included at no extra cost on all Mortgage Life, Life and Critical Illness policies.

Frequently Asked Questions about Mortgage Payment Protection Insurance

General Questions

Aspects you have to make decisions about when buying Mortgage Payment Protection Insurance

Other

Will a claim under a Mortgage Payment Protection policy affect any State benefits to which you may be entitled?

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