Hot Topics

What Happens During The Mortgage Application Process?: The mortgage application process, once underway, does not take very long. Once you have decided to go with a certain lender and signed a purchase contract, the lender will run a full credit check verifying your income, liabilities and your ability to repay the loan.
What Happens If I Have No Proof Of Income?: If you are self-employed and cannot provide any proof of income – you will have to self-certify your income. In most cases you will need to provide an accountant’s certificate as proof of income.
What Are Redemption Penalties?: Redemption penalties are your lender’s way of getting extra money out of you when you decide to cancel your mortgage agreement early.
Low Setup Cost Mortgages: When you apply for a mortgage and to buy a property, there are certain initial costs that are, on the whole, unavoidable.
What is Adverse Credit?: If a borrower has a history of poor credit usage then this is described as Adverse Credit, Sub Prime or just simply, Bad Credit. Poor Credit history can include County Court Judgements (CCJ's), Bankruptcy, Mortgage arrears or any late payments on credit cards, credit arrangements etc.

Frequently Asked Questions About Mortgages

Getting started with you mortgage

After you've got your mortgage

Switching Mortgages (Remortgaging)

Specific types of mortgage

Mortgages and Credit Problems

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